:root{
  --navy:#0B2E4F;--blue:#1E6FB8;--glacier:#4FB3E8;--ice:#F4F8FB;--accent:#F5A623;
  --ink:#1f2937;--muted:#5b6b7b;--line:#e3e9ef;--white:#fff;
  --font-head:'Montserrat',system-ui,sans-serif;--font-body:'Source Sans 3',system-ui,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font-body);color:var(--ink);background:var(--white);line-height:1.55;font-size:17px}
a{color:var(--blue);text-decoration:none}
img{max-width:100%;display:block}
h1,h2,h3,h4{font-family:var(--font-head);font-weight:800;line-height:1.15;color:var(--navy)}
h1{font-size:clamp(34px,5vw,56px);letter-spacing:-.5px}
h2{font-size:clamp(26px,3.4vw,38px);letter-spacing:-.3px}
h3{font-size:20px}
p{margin-bottom:1em}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
.eyebrow{font-family:var(--font-head);font-weight:700;font-size:13px;letter-spacing:2.5px;text-transform:uppercase;color:var(--blue);margin-bottom:10px}
.lead{font-size:19px;color:var(--muted);max-width:640px}
section{padding:72px 0;scroll-margin-top:80px}
section.alt{background:var(--ice)}
.center{text-align:center}
.center .lead{margin:0 auto}

/* header */
header{position:sticky;top:0;z-index:50;background:rgba(11,46,79,.96);backdrop-filter:blur(8px);color:#fff}
.nav{display:flex;align-items:center;justify-content:space-between;height:72px;gap:16px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;font-family:var(--font-head);font-weight:800;font-size:18px;letter-spacing:.5px;white-space:nowrap}
.brand svg{flex:none}
.brand .bt{display:flex;flex-direction:column;line-height:1;gap:3px}
.brand .b1{font-size:15px;letter-spacing:1.5px}
.brand .b2{font-size:12px;letter-spacing:1.2px;color:var(--glacier)}
.brand .b3{font-size:9.5px;letter-spacing:.9px;color:rgba(255,255,255,.65);font-weight:600;margin-top:2px}
.menu{display:flex;gap:26px;align-items:center;font-weight:600;font-size:15px}
.menu a{color:rgba(255,255,255,.88)}
.menu a:hover{color:#fff}
.phone{color:#fff;font-weight:700}
.btn{display:inline-block;padding:13px 22px;border-radius:8px;font-family:var(--font-head);font-weight:700;font-size:15px;border:2px solid transparent;cursor:pointer;transition:.15s}
.btn-accent{background:var(--accent);color:var(--navy)}
.btn-accent:hover{background:#ffb640}
.btn-blue{background:var(--blue);color:#fff}
.btn-blue:hover{background:#1a5f9e}
.btn-ghost{border-color:rgba(255,255,255,.6);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.1)}
.btn-outline{border-color:var(--navy);color:var(--navy)}
.btn-outline:hover{background:var(--navy);color:#fff}
.btn-sm{padding:9px 16px;font-size:14px}
.burger{display:none;background:none;border:0;color:#fff;font-size:26px;cursor:pointer}
@media(max-width:860px){
  .menu{display:none;position:absolute;top:72px;left:0;right:0;background:var(--navy);flex-direction:column;padding:16px 20px 22px;gap:14px;border-top:1px solid rgba(255,255,255,.12)}
  .menu.open{display:flex}
  .burger{display:block}
  .nav .btn{display:none}
}

/* hero */
.hero{background:linear-gradient(160deg,#0B2E4F 0%,#123F6B 55%,#1E6FB8 100%);color:#fff;padding:88px 0 80px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;bottom:-160px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(79,179,232,.35),transparent 65%)}
.hero .wrap{position:relative;z-index:1}
.hero h1{color:#fff;margin-bottom:16px;max-width:760px}
.hero .lead{color:rgba(255,255,255,.88);margin-bottom:28px}
.hero .eyebrow{color:var(--glacier)}
.actions{display:flex;gap:12px;flex-wrap:wrap}
.pills{display:flex;gap:10px;flex-wrap:wrap;margin-top:34px}
.pill{font-size:14px;font-weight:600;padding:8px 14px;border-radius:999px;background:rgba(255,255,255,.14);color:#fff}

/* grids/cards */
.grid{display:grid;gap:22px}
.g3{grid-template-columns:repeat(3,1fr)}
.g2{grid-template-columns:repeat(2,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:900px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.g3,.g2,.g4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px;box-shadow:0 2px 10px rgba(11,46,79,.05)}
.card h3{margin:14px 0 8px}
.card p{color:var(--muted);font-size:16px;margin-bottom:12px}
.card .from{font-family:var(--font-head);font-weight:800;color:var(--navy);font-size:18px;margin-bottom:12px}
.card .from small{font-weight:600;color:var(--muted);font-size:13px}
.icon{width:52px;height:52px;border-radius:12px;background:var(--ice);display:flex;align-items:center;justify-content:center}
.icon svg{width:28px;height:28px}
.card.feat{border-color:var(--glacier);box-shadow:0 8px 28px rgba(30,111,184,.15);position:relative}
.tag{position:absolute;top:-12px;left:22px;background:var(--accent);color:var(--navy);font-family:var(--font-head);font-weight:800;font-size:12px;padding:4px 10px;border-radius:999px;letter-spacing:1px}

/* pricing tables */
.price{background:#fff;border:1px solid var(--line);border-radius:14px;padding:28px;display:flex;flex-direction:column}
.price .name{font-family:var(--font-head);font-weight:800;color:var(--navy);font-size:18px}
.price .amt{font-family:var(--font-head);font-weight:800;font-size:38px;color:var(--blue);margin:8px 0 4px;letter-spacing:-1px}
.price .amt small{font-size:14px;color:var(--muted);font-weight:600;letter-spacing:0}
.price ul{list-style:none;margin:16px 0 22px;color:var(--muted);font-size:16px;flex:1}
.price li{padding:6px 0;border-bottom:1px solid var(--line)}
.price li::before{content:"✓";color:var(--blue);font-weight:800;margin-right:8px}
.price li:last-child{border:0}
.price .btn{align-self:flex-start}

/* misc */
.steps{counter-reset:s}
.step{position:relative;padding-left:64px}
.step::before{counter-increment:s;content:counter(s);position:absolute;left:0;top:0;width:46px;height:46px;border-radius:50%;background:var(--navy);color:#fff;font-family:var(--font-head);font-weight:800;font-size:20px;display:flex;align-items:center;justify-content:center}
.step h3{margin-bottom:6px}
.step p{color:var(--muted)}
.check{list-style:none}
.check li{padding:8px 0 8px 32px;position:relative;font-size:17px}
.check li::before{content:"";position:absolute;left:0;top:13px;width:18px;height:18px;border-radius:50%;background:var(--glacier)}
.check li::after{content:"";position:absolute;left:6px;top:17px;width:5px;height:9px;border:solid #fff;border-width:0 2.5px 2.5px 0;transform:rotate(45deg)}
.split{display:grid;grid-template-columns:1.1fr 1fr;gap:56px;align-items:center}
@media(max-width:860px){.split{grid-template-columns:1fr;gap:32px}}
.stat{text-align:center}
.stat .n{font-family:var(--font-head);font-weight:800;font-size:40px;color:var(--blue);letter-spacing:-1px}
.stat .l{color:var(--muted);font-weight:600}
table{width:100%;border-collapse:collapse;background:#fff;border-radius:14px;overflow:hidden;border:1px solid var(--line);font-size:16px}
th,td{padding:14px 16px;text-align:left;border-bottom:1px solid var(--line)}
th{background:var(--navy);color:#fff;font-family:var(--font-head);font-weight:700;font-size:14px;letter-spacing:.5px}
tr:last-child td{border:0}
td.y{color:var(--blue);font-weight:800}
td.n{color:#c0c8d0}
.tablewrap{overflow-x:auto}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:0 22px;margin-bottom:12px}
.faq summary{cursor:pointer;font-family:var(--font-head);font-weight:700;color:var(--navy);padding:18px 0;list-style:none;display:flex;justify-content:space-between;align-items:center}
.faq summary::after{content:"+";font-size:22px;color:var(--blue)}
.faq details[open] summary::after{content:"–"}
.faq details p{padding-bottom:18px;color:var(--muted)}
.cta{background:linear-gradient(160deg,#0B2E4F,#1E6FB8);color:#fff;text-align:center;padding:80px 0}
.cta h2{color:#fff}
.cta .lead{color:rgba(255,255,255,.88);margin:0 auto 28px}
.cta .actions{justify-content:center}
.partner{font-size:14px;color:rgba(255,255,255,.7);margin-top:18px}
.partner a{color:#fff;text-decoration:underline}
.book-cards .card{text-align:left}
.book-cards .card .btn{margin-top:6px}
.contactline{font-size:18px;font-weight:600;margin-top:22px}
.contactline a{color:#fff}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
.chip{background:#fff;border:1px solid var(--line);border-radius:999px;padding:6px 14px;font-size:14px;font-weight:600;color:var(--navy)}
.reviews .card{position:relative}
.stars{color:var(--accent);letter-spacing:2px;font-size:18px;margin-bottom:8px}
.reviews .who{font-weight:700;color:var(--navy);font-size:15px}

/* footer */
footer{background:var(--navy);color:rgba(255,255,255,.8);padding:52px 0 32px;font-size:15px}
footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:32px;margin-bottom:36px}
@media(max-width:800px){footer .cols{grid-template-columns:1fr 1fr}}
@media(max-width:500px){footer .cols{grid-template-columns:1fr}}
footer h4{color:#fff;font-size:14px;letter-spacing:1.5px;text-transform:uppercase;margin-bottom:14px}
footer a{color:rgba(255,255,255,.8);display:block;margin-bottom:8px}
footer a:hover{color:#fff}
footer .fine{border-top:1px solid rgba(255,255,255,.14);padding-top:22px;font-size:13px;color:rgba(255,255,255,.55);display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px}

/* sticky mobile call bar */
.callbar{display:none;position:fixed;bottom:0;left:0;right:0;z-index:60;background:#fff;border-top:1px solid var(--line);padding:10px 12px;gap:10px;box-shadow:0 -4px 16px rgba(0,0,0,.08)}
.callbar .btn{flex:1;text-align:center;padding:12px 8px;font-size:14px}
@media(max-width:860px){.callbar{display:flex}body{padding-bottom:70px}}

/* page hero (subpages) */
.page-hero{background:linear-gradient(160deg,#0B2E4F,#1E6FB8);color:#fff;padding:64px 0 56px}
.page-hero h1{color:#fff;font-size:clamp(30px,4.5vw,46px)}
.page-hero .lead{color:rgba(255,255,255,.88)}
.page-hero .eyebrow{color:var(--glacier)}
.crumbs{font-size:14px;color:rgba(255,255,255,.7);margin-bottom:18px}
.crumbs a{color:#fff}

/* quote form */
.quote{background:var(--ice);padding:80px 0}
.qgrid{display:grid;grid-template-columns:1fr 1.1fr;gap:48px;align-items:start}
@media(max-width:900px){.qgrid{grid-template-columns:1fr;gap:32px}}
.qside .lead{margin-bottom:18px}
.qside .check li a{font-weight:700}
.flushcard{margin-top:26px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px 22px;display:flex;flex-direction:column;gap:8px}
.flushcard span{color:var(--muted);font-size:15px}
.flushcard .btn{align-self:flex-start;margin-top:6px}
.qform{background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px;box-shadow:0 8px 28px rgba(11,46,79,.08)}
.qform input[type=text],.qform input[type=tel],.qform input[type=email],.qform select,.qform textarea{width:100%;font:inherit;font-size:16px;padding:12px 14px;border:1px solid #cfd8e1;border-radius:10px;background:#fff;color:var(--ink)}
.qform input:focus,.qform select:focus,.qform textarea:focus{outline:2px solid var(--glacier);border-color:var(--blue)}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:12px}
@media(max-width:520px){.frow{grid-template-columns:1fr}}
.flabel{font-family:var(--font-head);font-weight:700;font-size:12px;letter-spacing:2px;text-transform:uppercase;color:var(--blue);margin:6px 0 8px}
.fchecks{display:grid;grid-template-columns:1fr 1fr;gap:8px 16px;margin-bottom:16px}
@media(max-width:520px){.fchecks{grid-template-columns:1fr}}
.fchecks label{display:flex;align-items:center;gap:10px;font-size:16px;cursor:pointer}
.fchecks input{width:18px;height:18px;accent-color:var(--blue)}
.fsel{display:flex;flex-direction:column;gap:6px;font-size:14px;font-weight:600;color:var(--muted)}
.qform textarea{margin-bottom:16px;resize:vertical}
.qform .btn{width:100%;text-align:center;font-size:16px;padding:15px}
.fnote{font-size:13px;color:var(--muted);margin:12px 0 0;text-align:center}
.fnote.partner{color:var(--muted)}
.fnote.partner a{text-decoration:underline;color:var(--blue)}

.qthanks{background:#E8F3FC;border-radius:12px;padding:34px 26px;text-align:center}
.qthanks strong{font-family:var(--font-head);font-size:22px;color:var(--navy);display:block;margin-bottom:8px}
.qthanks p{margin:0;color:var(--ink)}
.qthanks a{font-weight:700}